Buying a home is FUN!
Are you ready to buy a home? The market conditions are perfect for pulling the trigger. Here are some tips to a stress-free, purchasing experience!
Get Your Ducks in a Row!
Get your finances in shape. Here are three recommendations to determine if you are ready:
- I can make at least a 10% (preferably 20%) down payment.
- I can afford a 15-year fixed-rate loan. (Preferable to a 30 year).
- I can keep the house payments at or below 25% of my monthly take-home pay.
Your lender can run the numbers for you, or there are many FREE web sites that can help you with these calculations.
Other expenses to you might need to prepare for.
- Property taxes
- Inspections, Appraisal, Closing costs.
Your real estate agent should prepare an Estimated Expense Worksheet for you.
Let an expert help.
A REALTOR® that represents only the buyer is called an exclusive buyer’s agent. They are trained in all aspects of the real estate transaction, from pricing and marketing, to closing and legal documents. Working with a REALTOR® can save you time, money and frustration throughout the buying and selling process. A REALTOR® brings valuable experience to the table, ensuring a smooth and successful transaction.